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Mahila Samman Savings Certificate now available in post offices

editor by editor
May 8, 2023
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Mahila Samman Savings Certificate now available in post offices
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The Tamilnadu Postal Circle invites women to invest in the Mahila Samman Saving Certificate (MSSC) scheme. It is a new small savings scheme, launched by the Ministry of Finance, Govt. of India, during the 2023 Budget, aimed at encouraging women investors. 

The amount can be invested in the name of an individual girl or woman; Minor accounts too can be opened through natural or legal guardians.

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The minimum investment amount is Rs.1,000 and the maximum is Rs.2 lakhs. The scheme will mature in two years from the date of opening the account. Interest rate for MSSC is 7.5% per annum, compounded quarterly. The scheme was operational during the period 01.04.2023 to 31.03.2025.

Withdrawal is allowed up to 40% of the eligible balance which can be taken after expiry of one year from the date of opening the account. The savings account can be closed incase of death of the depositor or guardian and on extreme medical grounds. Premature closure of the account is allowed at any time after six months of opening but with the interest rate reduced by 2%.

Tamilnadu Postal Circle requested all to utilise the opportunity launched exclusively for the empowerment of women benefit by approaching nearby post offices. For further details, please visit https://www.indiapost.gov.in.

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